I think fiat is and always has been a scam. At the same time, I think bitcoin lacks the privacy needed to safely use it and failed to solve scaling. The first has been addressed quite well in Monero.
Discussion
You're on nostr watching us send tens of thousands of transactions for free on Bitcoin, how have we not solved scaling?
I disagree that off chain counts as scaling. But that aside, the traceability of bitcoin transactions makes it dangerous to use in many ways.