中国当前的信贷市场正在经历居民借贷意愿低迷和银行积极降息的阶段，中国经济在2025年初面临下行压力
https://www.reddit.com/r/China_irl/comments/1jewa5i/%E4%B8%AD%E5%9B%BD%E5%BD%93%E5%89%8D%E7%9A%84%E4%BF%A1%E8%B4%B7%E5%B8%82%E5%9C%BA%E6%AD%A3%E5%9C%A8%E7%BB%8F%E5%8E%86%E5%B1%85%E6%B0%91%E5%80%9F%E8%B4%B7%E6%84%8F%E6%84%BF%E4%BD%8E%E8%BF%B7%E5%92%8C%E9%93%B6%E8%A1%8C%E7%A7%AF%E6%9E%81%E9%99%8D%E6%81%AF%E7%9A%84%E9%98%B6%E6%AE%B5%E4%B8%AD%E5%9B%BD%E7%BB%8F%E6%B5%8E%E5%9C%A82025%E5%B9%B4%E5%88%9D%E9%9D%A2%E4%B8%B4%E4%B8%8B%E8%A1%8C%E5%8E%8B%E5%8A%9B/
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