I get a tax break for putting money into a retirement account. Think of it as a bonus 50% return on day 1…anyhow, I have GBTC in that account since 2018…it’s not a huge part of my stack, but, I can’t use that money for any asset I want, only what custodian allows me to purchase. In fact, I can’t take custody of that untaxed asset until I pay tax or get old. ETF would be better for folks like me than GBTC.