I think people need to separate different uses is their own minds.
Personally I view my on-chain bitcoin similar to an investment stocks account: I’ll only cash that out for diversification (real estate, business opportunities, etc) or dire emergencies that nothing else would cover.
Lightning to me is cash in my wallet and freely spendable.
It’s the same asset but with different uses
Yea there’s no single right answer for how others should use their money. Everyone’s in a different situation and with the global nature of Nostr, what’s reasonable for one person would be unreasonable for the next. And bitcoin is kind of unique in its ability to be treated as an investment asset and a transactional currency, and I think you’re right that people need to be able to hold both mindsets/views. It’s a bit of catch 22. In today’s world setting anything aside for savings is hard for many. So to spend your best form of long-term savings (bitcoin) is counterintuitive. And yet, if anyone wants an actual circular bitcoin economy, then some of it has to be spent and that is a very foreign concept for a lot of bitcoiners.
With regards to the catch 22, I couldn’t agree more. Lower income individuals understands finances as “I have to try and build savings” (same asset, reduce spending of that asset as much as possible)
Higher income individuals understand that they need to diversify from their currency in to other assets to protect wealth. Bitcoin becomes that other asset and therefore isn’t “spendable” per se.
It’s an awkward dynamic, but I’m sure over time and with education(nostr helps here), people will understand
