BS about the insurance companies not paying out. I have had a house fire and the insurance opened up their checkbook for me. Probably depends on the company, but blanket calling all insurance companies a scam is BS.
Discussion
Im glad you were one of the fortunate ones but to say it isnt happening at all is BS too. It’s more nuanced that that. Becuase it happening all over in the US. Some companies are less corrupt than others.