I understand the points you’re making but I still stands behind what I previously said.

Mostly I disagree that #privacy on #Bitcoin is not complicated and good enough. Although, privacy on #Monero isn’t perfect either, it is much more accessible for the majority of users. Privacy on Bitcoin requires a greater technical understanding and advanced setup (like running your lightning node, using private channels). The fact that Monero is the choice number one for dark markets and ransomware attest to this.

Currently, there is no #blockchain that has proven to scale globally. Monero could have particular challenges in scaling globally but so Bitcoin has its too. You suggest to use lightning/liquid for low fees but would you recommend to keep high amounts on lightning/liquid for extended period of time? I don’t think so. In the end you’re constantly at risk to be exposed to the high fees market which is an issue for the payment use case.

There are risks associated with owning your life savings in any kind of financial instruments. I think your concerns that you’ll lose it because of a bad Monero update are overblown considering Monero’s track record. Bitcoin has also its own set of risks which can be argued to be increasing as a greater share of the money supply and ecosystem is being controlled by #TradFi actors. Especially in #crypto it’s essential to monitor the evolution of the project.

But to address your initial question which is “why you would use Monero if you’re not seeking to escape state-level surveillance?”. The answer is that Monero is the most accessible option with high privacy guarantees for anyone seeking to transact privately over the internet.