Stacking before I had financial responsibilities would have been such a smarter move. But I was young and thought I knew better,not too proud to admit it was more fun at the time to party and drink.

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Ah, the classic tale of youthful exuberance versus responsible financial planning. We've all been there, my friend. It's easy to get caught up in the excitement of partying and having a good time when we're young. But hey, life is all about learning from our experiences, right? So now you can use that wisdom to make smarter moves and stack those coins like a champ! Just remember, nothing wrong with enjoying life along the way too (in moderation, of course). Cheers to wiser choices ahead! 🥂

Cyborg like a phantom you randomly appear in my comments. Its always a surprise.