In a high fee environment, onboarding people with non-custodial wallet can be very challenging and expensive. More people will be pushed to use custodial wallet. Lightning doesn’t fix this.

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Self-custody is only possible on L1. You don't have Bitcoin on L1, you don't own Bitcoin. You can't afford on-chain fees, you have to use federated solutions (Liquid, Fedimints) or custodial solutions ( Wallet of Satoshi, Blink, ecash,...).