But what if I need it to be in a bear market to accumulate?

Step 1 is to earn more than you spend. Step 2 is to look back at step 1

People who need that are already gone

But even if you dont need a Bull market, your life would be 10 times better with one

#btcfail

The bears made me.

Yeah! if it is not obvious yet the game is gold vs bitcoin, competing monies, one will win. my bet is on bitcoin, all in. ☕️⚡️