Hey Friend,
I struggle with the same issues. Still less than confident, but here's a piece I wrote in an effort to get some of the people I care about on board:
https://peakd.com/economics/@creatr/secure-your-familys-future-for-about-dollar100
Yeah, it's not a one-size fits-all thing. You have to meet whoever you're talking it over with where they are, not where you think they are or where you think they should be.
Some people need direct comments thrown at them. Others need to be prodded with questions that they can unpack and think through for themselves.
This is on point. You have to meet them where they are and move the conversation from there
