My retirement plan would look the exact same as my current situation, just without regular new income (unless I persued something that provided that while "retired").

All my income gets autoconverted to sats, I spend on credit, and at the end of the month pay all my bills via nostr:npub1ex7mdykw786qxvmtuls208uyxmn0hse95rfwsarvfde5yg6wy7jq6qvyt9's Bill Pay.

While there may be other services available by the time I no longer need to work, I assume the workflow will be much the same.

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If we had down years, I'd likely leverage a small portion of my stack to avoid needing to part with it while the price was down (and maybe grab a job flipping burgers πŸ˜‚), but overall I don't see a reason to make drastic shifts to the workflow I'm currently using and enjoy.

Very insightful thank you for sharing. πŸ€˜πŸΌπŸ«‚

I actually just got approved for the business account on nostr:npub1ex7mdykw786qxvmtuls208uyxmn0hse95rfwsarvfde5yg6wy7jq6qvyt9 but I did notice that it does not have the bill pay feature. Do you know why? Is it a time restriction thing?

Unfortunately, I don't know as I only have experience with the personal side of nostr:npub1ex7mdykw786qxvmtuls208uyxmn0hse95rfwsarvfde5yg6wy7jq6qvyt9.

Maybe they or nostr:npub1cn4t4cd78nm900qc2hhqte5aa8c9njm6qkfzw95tszufwcwtcnsq7g3vle could provide some clarity on the availability of Bill Pay on business accounts.

With Bill Pay, when you pay back the credit card is a tax event automatically created/calculated and then debited?

You receive a tax form automatically generated from the year. But yes tax event if selling btc to pay fiat card.