Found one. 
nostr:note1ddkemjgwvkresj2cw6mhtqxusgtuxa4q3dchtp8t8a3dr20uwq5slelhcf
Discussion
Here's what I don't get about Dave Ramsey:
The dude's primary goto advice is "pay down your debt". Above everything. Sell your car. Sell your plasma. Get a job delivering pizzas...use proceeds to pay down debt. Pay pay pay.
Has Dave Ramsey, ever once, recommended negotiating with collections? Maybe offer than 15 cents on the dollar/and see where it goes? These people took a risk on you and lost...why are you the only one that has to suffer for their mistake?
Very good point.
Also worth considering the idea of debt can destroy the finances of a family, then it could destroy the currency of a country.
Enter bitcoin.
But, he never attempts to make the connection.
Perhaps because his income depends upon people staying poor.
For the record, I didn’t buy his shit book.
All you have to understand to understand Dave Ramsey is: He doesn’t get the fiat ponzi. All of his advice would be good with ethical foundations if the money itself was ethical. He doesn’t get that so his whole philosophy is built on a shitty fiat foundation. He’s basically saying stay humble, stack sats, don’t take leverage. He just has the wrong unit of account.
