My fiat response just now in declining company shares scheme:

"Dear X,

I am delighted to have been selected for our company's joint investment program.

However, my current investments (Bitcoin you twat) do not allow me to spare further disposable income to allow for participation.

Thank you again for your consideration

With Best Regards,

M"

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Nice! I would like to copy and send it to state retirement fund that deducts my salary, but I don’t think they’re asking 😂