There are more MRI machines, e.g., in Philadelphia than in all of Canada. Yes, prices are inflated because of government interventions in the healthcare industry, regulatory capture by Big Pharma, and inflationary monetary policy - but at least we still have better access to services needed than places like England with the NHS. No 9-month wait for cancer care, etc.
But I grant the point that it could be better. It should work more like auto insurance: cash for routine maintenance and insurance for unexpected / catastrophic events. It should be Health-as-a-product, not Health-as-a-service ("sick care"). 🤙🏼