is there too much money?

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Depends who it’s with and who adds it.

The money itself is not the thing of value. “Too much” or “too little” is irrelevant (to a point). What matters is whether the money is honest. (Which you obviously know)

The amount is irrelevant, but you should know that, maybe I misunderstand what you mean

The issue arises when the value of the money you have can be taken from you without you're consent or understanding.

Money is just a store of value and means of traid. Until it's not.

Yes.

There's the perfect amount of money & far too much currency.