Just reading this again. It was late and I had wires twisted.

I don't mean depositors necessarily. I mean that different wallets or users could collaborate to run an ecash mint with each of them holding a proportion of the mint's deposits

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Assuming we're still talking about Cashu ecash, then there's a single mint operator (both a strength and a weakness) so multiple users could each run a mint, or use multiple mints, but I'm unclear what you're meaning by "holding a proportion of the mint's deposits" .. which is pretty much what a mint user does (assuming the mint is 'honest')