Side note: I don't think users like the name "Wallet" to host credentials or health data. Google and Apple are forcing the issue with their "Wallets" but I don't think it's going well.
Discussion
Yeah, I am trying to get away from using the word 'wallet' though I catch myself using that term. I like the term 'safebox' because it evokes how the trust business was done over long distances and time before international banking and ledgers took over. Digitally, I want to return to that era.
BTW my backend api object is called 'acorn' which the users never see.