For me and you, its not, for mom and dad, it is.

There's still the management of it:

- for each service you want to use, you have to make a new account

- for each new account you make, you have to add it to your vault

- there's more steps somewhere that i think think of off the top of my head at the moment most likely

With Amber/Nostr:

Generate (once) then scan to login