Just keep in mind that the state cannot cover everything or give often the best personalised solutions, thus the private sector and initiative can fill some or many gaps. I guess the rules you are talking about, are the rules that the state in USA tries to apply in the healthcare system in USA for reasons i have no idea about. I have heard something like that before. I don't know what it is all about, but it is specifically related to USA.
In general you go to a public healthcare facility,hospital or else, and you receive a satisfying treatment according to established medical practises. You want something more or something different and you have the money to support it? You go to the private sector. That's it...