Alright, let me see if I have this global CBDC system straight in my head...

Right now, all the legislative / regulatory focus is on stablecoins. Because they will form the foundation of every payment system and prevent something like what happened to FTX ever happening again.

Factionalized to 8 dp, it will allow for a high definition of transactional ability. So the treasury system will function on stablecoins.

On top of that, XRP on ripple will facilitate inter-bank transactions and provide the on-demand liquidity needed via the XRP tokens. So each institutional and central bank will be holding XRP derived from the treasury stablecoin baskets to burn whenever they run a transaction.

Blockshain's too slow and inefficient, so it's going to be a hashgraph world, and right now, HBAR is the only contender for the mainstream retail banking, POS market.

Did I miss anything in the architecture?