This is a good list. I think the only real concerns, however is bitcoin fracturing and solving the self custody problem.

A big point of weakness that’s overlooked is the bitcoin core devs, especially in light of some of them merging in commits without public scrutiny. They have done an amazing job of upgrading and maintaining core but it does seem there isn’t enough eyes on that process from the general public.

The issue with everyone needing to be able to self custody is people can’t, then we’re back to square one with people needing some sort of bank to hold their wealth. nostr:note1yj4k56fcfeka0hqqyu9lscye7qnvaghqnvgzup7lgah3hanuwk2qljsemr