At this point in time, it would not be a crazy idea to short the housing or gold markets for some big fiat profits. Personally, I don't like the idea of shorting markets. When you do so you're literally making profit off of others' misfortunes. But, the Fed made it legal to do so. So, take opportunity where you find them. Life is not a fairytale. A sad but realistic truth. Keep in mind that the timeframe till the next halving is very small. It would be best to be VERY aggressive when DCAing.