Yes, but just like the Bitcoin ledger is eternal accountability, so must there be in a socio-economic ledger wherein behavior is marked to market and reputation reflects the calculus.
If a society is to flourish, the accounting must be done and bad actors must be ostracized. That is the humane way. The civilized way.
Nature is much more cruel.
I realize you are explaining the metaphysics of the transaction, AND, people shouldn’t be discouraged from balancing book. And yes, accounting takes time and energy.