This is almost impossible under a fiat system; we are born in debt, and not only are we impeded from acquiring the means to repay the debt at every step, but the debt can't ever be repaid anyways because no one holds it, and the unit of account is arbitrary.

Most people don't ever want to repay the debt anyways, because that would be freedom, and responsibility for their lives; they are much happier using this system to plunge others into debt and leverage control over them to improve their position for future debt bondage mobilisations.

Only way out is to opt out of the system, and make the unit of account a fair and open standard.