I tried the Fold card for a while but I rarely made more from spinning after a purchase than I would just by using the Gemini credit card (3% for food, 10% gas) or some other card with Lolli boosts.
Discussion
And the $100 fee takes all the run away. I have 5 months left until my annual plan expires and I don’t think I’ll be keeping it past that.
Can’t recommend anything less than ditching it. Be sure you build up enough rewards for a final, full withdrawal. Don’t leave anything on the table.