I understand completely. So there’s two types…(1) onchain wallets which are the ones that have utxo’s, and (2)off chain wallets which are referred to as lightning wallets.

The onchain wallets (Sparrow Wallet, Wasabi Wallet) have gotten more sophisticated and don’t really show the utxo’s unless you go specifically find them. They say the wallet will spend in the most efficient way if you let it.

Since lightning transactions occur off chain, utxo management isn’t an issue with lightning wallets. 🤙🏻