Reminds me of an early Louis CK bit about his grossly insufficient funds of $10 so they charged him $15:

"So now all I can afford is to buy something where you give me $5…

When you're broke, the bank starts charging you money... for not having enough money. If you have a lot of money, they give you money. Because you have a lot of money! You have so much money that we should give you some! Because you have a lot, you should have more! Here, take more money! Take this guy’s $15, fuck him, you should have it!"