We don’t “already use digital money”.

We use a spaghetti mess of antiquated systems duct-taped together of each other protected by monopolies and regulatory capture.

Bank drafts in Canada provide zero advantage to a personal cheque and are subject to the same hold time (5

business days)

Domestic wires take about 2-3 business days.

There is no way for an individual to transfer large amounts of funds (~$20,000+) without two days settlement.

In twenty twenty fucking five……

This is what we’re competing against 😂