Financial Advice From a Painter Dude

Alright, man, let’s groove into this financial wisdom – it’s like, my opinions, you know? Take ’em as such, think for yourself, and if you need it, toss in some professional advice, dude.

Your Number One Asset: Groove with Your Skills

Your real treasure? It’s your hustle, man – your skills and talents. Develop those, live below your means, stash the rest. Here’s the lowdown:

My Savings Philosophy: Bearer Assets Rule

I’m all about “bearer assets” – things you hold without being someone else’s financial baggage. Gold in your pocket, art on your wall, a guitar in your hands, or a bitcoin key in your brain – all bearer assets. Unlike bank money, these are yours, no strings attached. Check your bank’s fine print – that money ain’t entirely yours, man.

Short Term Savings/Emergency Fund: Cold Hard Cash

Keep 1 to 2 months’ worth of real cash for emergencies. Not a bearer instrument, but handy in a pinch. Forget money in the bank – it’s on their terms, not yours.

Medium Term Savings: Gold and Silver, or Some Grass-Fed Rib-Eye Steaks, Man

Groovy, let’s talk about stashing your mid-term savings. I’m all about stable, liquid assets, and there are a couple of ways to roll:

1. Gold and Silver, the Real Deal: Go for the classics, man – gold and silver. Skip the numismatic stuff, though – we want the real McCoy. Hit up legit places for these shiny vibes, or, even cooler, slide some cash over to your friendly local bullion dealer.

2. Or, Go Carnivore with Grass-Fed Rib-Eyes: Now, here’s a wild twist. Instead of metal, how ’bout you load up your freezer with some grass-fed rib-eyes? It’s like a meaty savings account, man.

Now, both options have their merits. Gold and silver – timeless, liquid, and a classic move. Grass-fed rib-eyes – tasty, and your future self might thank you for having a steak stash.

So, it’s your call, dude. Shine with precious metals or sizzle with rib-eyes – either way, you’re investing in your own kind of wealth.

Long Term Savings: Enter Bitcoin, the Cosmic Play

For the long haul, Bitcoin’s my star player. Easy to protect, hard to crack. Ride the wave of appreciation as the world catches on. Historical averages? Mind-blowing. No need for risky bets – just earn, save in bitcoin, and chill.

Exceptions: My Art is My Savings

In some cases, your own goods can be your stash. For me, it’s my art – my highest return on investment, my savings, my currency. No need for other forms especially since I’m an almost-famous painter dude and holding anything other than my art is too much risk for me, man. All I need is a pencil, a piece of paper, and someone who will trade me a meal for one of my doodles. Remember I said your skills are your number one vibe?

Real Estate Blues: Not My Jam Anymore

Used to dig real estate, but not anymore. It’s got issues – not liquid, never truly owned, not portable. Too many headaches. In today’s world, it’s like a sitting duck for taxes, governments, and socialist neighbors. Plus, the opportunity cost is crazy. Compare it to bitcoin, and it falls short.

Summary: Keep it Simple, Man

This plan? It’s timeless, gonna level up your vibe, let you focus on your groove. It’s like, ride the waves, stash some bitcoin, and let the good times roll. But what do I know? I’m just a painter, dude.

Visit StevenMinnaar.com/philosophy for more opinions, man.

#bitcoin

#art

#plebchain