I’ve always been told to hold 5%-10% of your wealth in #gold #silver and in the last few years in #bitcoin.

When I set up my employer matched 401k I put 10% into gold/silver fund that mostly held physical metals. Eighteen years later I was with a different employer and the esposa became an independent contractor. So we hired a tax expert who asked for all our info to include retirement accounts.

This was in 2009, and they were very worried that over 30% of my fund value was metals.

When I showed them that was because that portion of the fund had not lost much it became a larger part of the fund.

They never questioned me again.