Doing exactly that. But with Monero. It's much safer, easier and more private for my neighbours and for me if I want to do business with them.
If we do the same with Bitcoin, it's either
1. Them ending up with custodians and zero privacy
2. Them ending up with a potentially high fee zero privacy on chain wallet
3. Them ending up with corrupted, forgotten or unable to manage LN tech stack that's totally above their head
Embrace simplicity. Don't expect others to put the same 10,000 hours of work into understanding and setting up their LN node environment.
If you read this here on Nostr you are 1/10000. You are special. Treating others like yourself neither helps you nor them.