True. Multisig seems to solve a couple perhaps important problems for me:

1) someone finding one of my seeds (accidentally or intentionally)

2) vendor risk for a hardware wallet - both in the seed generation process and the signing process

3) Someone trying a $5 wrench is tough since I would need to travel to multiple locations to move anything

I still am not sure if the trade off is truly worth it. I like the idea of just being able to roll anytime with 12 words and a pass phrase as opposed to all the crap I’d need to move with my multisig

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