1. Man is fallen, has free will, but wills to do sinful things, ergo is free to sin however he desires.
2. God regenerates His elect people at a time of His choosing, drawing them into Christ.
3. This rebirth inspires an entire new life of action, perseverance, repentance, and sanctification, thus: yes, action is "required" of the elect and anyone who claims faith in Christ and fully remains in their carnal life unchanged is not of God's elect people, who are utterly transformed.
#ToChristAlone