Nah, you don't.

You guys are hardforking like every year—the risk of undetected inflation bugs, major exploits and even changes to its monetary policy down the line is simply too high.

Monero is not something you can hodl and forget for 10 years, it's not transparent and it changes too much, too quickly, too agressively. The risks are to high. It's not 'good money', it's fiat on digital rails but with private transactions.

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theres certainly a reasonable argument to be made for premature ossification,

too bad you're not making it.

there is no credible concern about a change in monetary policy,

therefore its not "fiat on digital rails"

if you want to argue "hardforks bad" and a protocol has to be carved in stone after some arbitrary length of time,

well these are opinions people can have.

theyre just ignorant opinions.

Bitcoin is also software, and software needs updates.

I'll remind you Bitcoin needs a hard fork still as well.

and it's generally acknowledged amongst devs that at some point the blocksize needs another increase (in some form anyway).

its not as if the only risks are from changes,

there are also risks that come from just doing nothing.