I'm not sure I have had a payment or route failure on my main node channels in well over a year. I have had at least 6 or 7 times a stores credit card machine was down in that same timeframe.
Discussion
decentralized routing for the long tail resiliency win!
That is a great experience.
I too have had fiat system fail, maybe one or a couple times this year.
I hear and see often questions of “why did my zap not work” / similar over nostr.
Oh, it happens for sure. It's all about the channels, routes and sizes. If you have a 100k channel, perhaps not.
I can't remember my largest channel, maybe 5M sats?