I prefer to keep the ultimate access to my wallet in my head, not via a physical card. I did explore this option though, using Tangem - which is a good product. But I kept coming back to the fact I didn't feel comfortable storing any large amount on a card I could lose or misplace - which might be consumed by a fire.

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Yes, exactly. I would also like to memorize the seed but I do not trust my head.

This is why I put the card wallet into a fire-proof and water-proof case.