There's a book compound effect by Darren Hardy which taught me a lot about money management and sticking to goals. The only cringe I learned later was that his newsletter had daily content which was just a marketing scheme to buy some 2k course on making goals.. it was my first online webiner which tried shaming and using timers to captivate urgency. Let's just say I didn't go with the program and unsubscribe from the newsletter.

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He provides value you either see it and move forward or don’t like you did… if you spend $2k to get the result you chose accountability to achieve… you’re paying for time vs having to read books for constant improvement.