More like a service to make non-custodial lightning payments simple.

Using the API abstracts away all the nostr + lightning involved in using nwc, and allows devs to use a familiar REST interface to say userA wants to pay userB 200 sats.

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Cool. But ultimately it’s User A’s wallet that the funds are coming from? Via an invoice?

Sorry, haven’t yet had a chance to read the docs.

To send a user needs to be created with an NWC and to receive they need to have a lightning address for getting an invoice.

Users can also "receive" without a lightning address, and when they do add a lightning address all the pending payment requests will be sent out.