Is it complicated, who holds your bitcoin?

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Not really, I haven’t done it yet but it’s fairly straightforward. But, I have heard things about how the coinjoins were later compromised. I’m not sure how true that is though

I'll have to look into this further... I've seen people have their coins compromised in these things in the past ...

Same. Safest way I’ve found is the stonewall transactions from in sparrow wallet