You are scared and defeated. Your ability to predict the future absolutely sucks just like almost everyone else. Making decisions based on anxious fictions doesn’t typically work out. I’ve heard many people pretend they’re realists when they’re just scared pessimists. Ever since I’ve been in Bitcoin scared people have been telling me the government would ban it, tax it, blah blah blah.
Those fictions you made up very likely will never happen. If they do happen in isolated nation states, Bitcoin is global. That fact makes effective totalitarian crackdowns almost impossible. Not sure why that’s left out of your “analysis”.
The individual can (and should) move out of jurisdictions if they implement the sort measures you outlined, canary in the coal mine.
If long-term trends continue the capital energy you have in monero (because you are scared and anxious) will be crushed when priced in sats and very likely none of your predictions will come true. Which would be a case of anxiety and overthinking defeating the individual who at one point was right. I’ve seen this happen so many times in my life already.