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Replying to Avatar ODELL

it all comes down to liquidity partners

the source of the dollars for the loans sets the rates

they should go down over time, eventually they should be the lowest rate loans available because bitcoin is the best collateral

strike has no prepayment penalty or origination fee so as rates go down, users benefit

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Base Layer Capital 8mo ago

Best explanation I have heard. Guessing we are still 5 years out from favorable loan terms.

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