do you store the passphrase? i had considered memorizing one with the wife but the possibility we both pass I'd want my kids to get it and they're too young to understand this or rely on to memorize it now. recorded in a separate location?

i'll zap you some sats for your thoughts once I get my lightning stuff figured out.

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Yes I think you should also backup your passphrase, memory is not reliable enough to store your life savings. Just make sure you never back it up in the same place as your seed.