They develop a insanely good app and provide all the infrastructure and lend you bitcoin as liquidity. IMO the price is more than fine considering the hidden costs of credit cards.
Discussion
I'm sorry, but I don't think that we should be comparing it with a doomed system .. that would be like tempting the fates 🤙🏼
That being said, if I wanted to pay those kind of fees I would be using bitcoin onchain, not the lightning network .. 🤷🏻
The lightning network provides instant settlement, onchain doesn't. If you want everything for free you have to self host which costs time.
Lightning is supposed to be instant settlement for a fraction of the cost of onchain.
I never said I wanted it for free, I was quite happy to pay the previous fees. Like I have said in the comments in this thread, a markup this high is quite hefty, and a minimum cost of 4 sats makes a 1 sat zap not worth the effort.. 🤷🏻