As of now I feel lightning something like visa/mastercard...built on top of btc blockchain

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it feels more like cash money on top of bitcoin, Lightning it's privacy preserving

exactly, its better then them at least.

yeah, for the user experience, I would say is even better than VISA, it's super quick

I just found it was slow to send from Breez => Alby address.

I did

Binance => Breez => Alby.

It was pretty cheap, 15190 sats. Of course is best to "bridge" larger amounts in order to cut the costs %