I worry that a sufficiently wealthy individual can muster more force than any one community can resist. Your guns as an individual are no match for a thousand soldiers. Any local community can be outmatched. You may be able to handle most anything, but that's not all of everything, and it only takes one able conqueror.

For example, right now, today, if Jeff Bezos's wealth was all or mostly liquid funds and he fancied himself the next Alexander the Great, he could EASILY muster enough force to conquer individual communities. It'd be trivial. Bezos made a hell of a lot of money through mostly consensual agreements.