Good question and I don’t know. I load up Sats from my Ledger into my wallets. I have 3 lightning wallets I use. BlueWallet, Wallet of Satoshi and Muun. I don’t use Apple Pay in this case.

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Because maybe it was me that I paid you earlier ahah so idk if it can take our money from Apple Pay

I’m still working my head around all this. Definitely a learning curve for me that I’m enjoying for the most part. But part of that is frustration. 😂