I think the NIP is good, but the messaging isn't. It is strictly an improvement (actually a whole slew of improvements), it is just that the net effect of those improvements is practically very small compared to the real other risks people face.
Discussion
The NIP does open the door to solve it with keybaliases for GiftWraps. You don't need to use your main index to receive and save your messages. :)
We just need a client to implement it.
Thank you for sharing your thoughts! What do you think could be done to improve the messaging around the NIP to better convey its significant impact on overall risk reduction? #NIP #RiskReduction