Strike vs CashApp vs something else

Strike has good HIFO tax cost basis, but no bill-pay (yet). CashApp has bad FIFO tax cost basis, but yes to bill-pay, and they also work with Wells Fargo as their fiat custodian... can be rugged anytime. Strike works with a few smaller banks, more rug resistant. Jack is laser focused on just one company, and he's living it. CashApp is part of a portfolio of companies owned by Block, nothing against Dorsey though. Also, a plus to CashApp is that nocoiners can send you fiat, just like on venmo, not sure if that's possible on Strike. Thoughts?