All the resources from Fedi i read aim at small village level like custody that westerners may not have as much association too. It may already be a social network of trust that exists for other parts of life. They aim to stack bitcoin on top of that social layer. I also believe that fedi will face regulatory issues over custody and that keeping it in the family so to speak may help alleviate that.

I think it is difficult to run and maintain lightning individually so an ecash uncle Jim for your town could provide access with limited risks.