Whatever gets normies onboard. While I wouldn't direct people to an etf for btc, gold, or silver, most normies only know "investment" through their brokerage account and dont want to deal with a wallet. I've also seen the same people that vehemently oppose the ETF, orange pill folk with Wallet Of Satoshi. Pretty bad. But if it gets normies in we're one step closer to mass adoption.

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Would be nice if there was a way to convince them of holding their own keys before making the mistake of buying into the ETF

If only. I've had 75% success but 25% are not gonna change.